Your first plan of action for getting out of credit card debt should be put together a budget, clearly documenting all forms of income and expenditure. This allows you to visibly see where your money is going so that you can identify areas where you can start to realize savings. You may also wish to consider ways to make some extra income if there is no overtime available where you work.
As expenses such as gas and food prices go up, many people are finding their wallets getting ever thinner as time goes by. Their credit becomes worse, people are losing their homes, cars and resorting to selling some of their possessions just to make another end meet. While not a longterm solution by any means,… Read more Payday Loans: The New Loan Sharks of the Future
Lifetime balance transfer credit cards allow individuals to move over existing card debt to gain a lower interest rate. This gives many the breathing space they need to pay off what they owe at a lower rate and often in a quicker timescale. Unlike other kinds of balance transfers this kind of deal has no… Read more The Pros & Cons of Life of Balance Credit Cards: What are the Benefits & Downsides of Lifetime Balance Transfers?